Insights & Analysis

The Blog

Independent perspectives on property valuation, taxation, inheritance, and the Luxembourg real estate market — from 20 years of practical expertise.

9 May 2026 · 5 min read

Dividing Property in a Luxembourg Divorce: Valuation, Buyout, and the Notary Process

When a Luxembourg couple separates, the family home is usually the largest asset. Here is how property is valued and divided under the different matrimonial regimes — and how an independent valuation prevents disputes.

Read article →
9 May 2026 · 5 min read

Buying Property in Luxembourg as an Expat: The Complete 2026 Guide

Luxembourg welcomes foreign property buyers — there are no restrictions on EU or non-EU nationals. But the process has nuances. Here is everything an expat needs to know before signing the compromis de vente.

Read article →
9 May 2026 · 7 min read

Emphytéose (Erbpacht) in Luxembourg: How It Affects Property Value

Emphytéose is a long-term leasehold structure where the buyer owns the building but leases the land. It dramatically affects valuation. Here is how it works, what to watch for, and how to value an emphytéose property correctly.

Read article →
9 May 2026 · 5 min read

Apartment vs. House Investment in Luxembourg: Rental Yields, Costs and ROI Analyzed

Should you invest in a Luxembourg apartment or a single-family house? The yield difference is bigger than most investors realise. Here is a data-driven comparison covering 2026 yields, costs, and total ROI.

Read article →
9 May 2026 · 4 min read

Luxembourg City vs. Suburbs: Property Prices Compared by Commune (2026)

How much do you actually save by moving from Limpertsberg to Strassen? Or from Bertrange to Mamer? This commune-by-commune price guide gives you the real numbers — €/m², premiums, discounts, and what drives them.

Read article →
9 May 2026 · 5 min read

Renovation ROI in Luxembourg: Which Improvements Actually Add Property Value?

Not every renovation pays back at sale. A new kitchen returns 50–80%, a swimming pool returns 20–30%. Here is the data-driven guide to renovation ROI in Luxembourg, with 2026 cost figures and value-uplift estimates.

Read article →
9 May 2026 · 6 min read

First-Time Home Buyer in Luxembourg: Mortgage Tips and Common Mistakes

Buying your first home in Luxembourg means navigating mortgages, the Bëllegen Akt tax credit, the Fonds du Logement, and a notary process that surprises most first-timers. Here is the practical 2026 guide.

Read article →
9 May 2026 · 6 min read

Selling Your Luxembourg Property Without an Agent: Private Sale Guide 2026

Estate agent commissions in Luxembourg run 3–4% plus VAT — easily €30,000+ on a typical property. Here is when a private sale makes sense, the legal process, and the practical steps to do it well.

Read article →
9 May 2026 · 5 min read

Property Tax (Impôt Foncier) in Luxembourg: Why It Is So Low and What May Change

Luxembourg property tax is famously low — typically €100–€800 per year even for valuable houses. Here is how it is calculated, why it has stayed low for so long, and the reform that may change everything.

Read article →
9 May 2026 · 5 min read

Property Valuation for Inheritance in Luxembourg: A Complete Guide

When inheriting property in Luxembourg, the déclaration de succession requires a market value. Here is exactly how to value the property correctly, what documents you need, and how to avoid tax pitfalls.

Read article →
9 May 2026 · 4 min read

Energy Performance Class: How Much Does It Really Affect Luxembourg Property Prices?

Since 2023, the passeport énergétique has reshaped how Luxembourg properties are valued. Class A and B homes earn premiums of up to 10%, while F and G properties face significant discounts. Here is the data.

Read article →
9 May 2026 · 4 min read

Capital Gains Tax (Plus-Value) on Luxembourg Property: A Step-by-Step Walkthrough

Selling a Luxembourg property that is not your principal residence triggers capital gains tax (plus-value immobilière). Here is exactly how it is calculated, what deductions apply, and how to minimise the tax legally.

Read article →